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WAYS YOUR HOLIDAY PLANS CAN HELP YOU BUY A HOME

WAYS YOUR HOLIDAY PLANS CAN HELP YOU BUY A HOME

Though not the most important factor to consider when purchasing a home, the way in which you prefer to spend your long weekends and leave days can help you make a decision when caught between options. Below are the nice-to-have features each kind of holiday-maker might like to add to their property wish list: THE OUTDOOR ENTHUSIAST It would be helpful if a property has a large garage or to...

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HOW TO LOWER THE INSTALMENTS ON YOUR HOME LOAN

HOW TO LOWER THE INSTALMENTS ON YOUR HOME LOAN

Looking for ways to cut back on your expenses? One trick you could try is to request that your bank reduce the interest rate on your home loan. Admittedly, it is a bit of a long shot. Only a few banks would be willing to provide this service and will only grant it provided that the debtor has shown an impeccable payment record. But, if you are successful, you stand the chance to save thousands!...

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HOW THE STATE OF THE ECONOMY AFFECTS SELLERS

HOW THE STATE OF THE ECONOMY AFFECTS SELLERS

Not all of us have a degree in economics. Understanding how external forces within the greater economy impact the price of property can be confusing. But, if you are in the market, then you do need to grasp its ebbs and flows or face the risk of being dragged under with its undercurrents. UNDERSTANDING DEMAND VS SUPPLY The main principal that contributes to growth in property prices is the sam...

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RECYCLED BUILDING MATERIALS OF THE FUTURE

RECYCLED BUILDING MATERIALS OF THE FUTURE

Sorry to disappoint the sci-fi junkies out there, but futuristic movies that portrayed glistening silver cities filled with metallic buildings might have missed the mark. The world is slowly but surely becoming a more environmentally responsible place filled with natural and recyclable materials. So, rather than cities of silver, our future will more likely consist of earthy metropolises filled wi...

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FEATURES OF A GOOD RETIREMENT HOME

FEATURES OF A GOOD RETIREMENT HOME

It can be tricky to predict your long-term needs when you’re shopping for your retirement property – especially if you’re doing so in your mid- to late-fifties (as is recommended) when retirement is still a few years away. While certain features might seem desirable when you’re young and well enough to enjoy them, others will eventually become impractical as the years move...

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HOW TO MAKE A NEW PROPERTY SMELL LIKE HOME

HOW TO MAKE A NEW PROPERTY SMELL LIKE HOME

Each home – whether it’s newly built or has been lived in for many years – will have its own distinctive smell. When viewing a property, keep in mind that most odours are removable unless the scent is coming from outside of the home. While it will take time to make a property smell more like your own, there are ways to speed up the process: CUPBOARD CLEAN-OUT When a new owne...

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SHOULD I SELL WHEN DEVELOPERS MOVE IN NEXT DOOR?

SHOULD I SELL WHEN DEVELOPERS MOVE IN NEXT DOOR?

Choosing to avoid a dust cloud of ongoing construction for the next few months (or years), many opt to pack up their things and leave the moment developers move in next door. However, this might not be the most prudent financial decision, and here’s why: SELLING EARLY LOWERS YOUR ASKING PRICE Selling next to a construction zone is going to negatively affect the price of your property. Th...

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BLUNDERS TO AVOID IN BABY’S FIRST BEDROOM

BLUNDERS TO AVOID IN BABY’S FIRST BEDROOM

The only thing limiting your ability to decorate your new-born’s bedroom is how far your creativity stretches. But, as free as you are to decorate however you choose, are there any mistakes homeowners can make when getting the room ready for the new addition to their family? AVOID GOING OVERBOARD As fun as it can be to decorate your child’s bedroom, consider how quickly your child...

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HOW TO CHOOSE LIFE COVER FOR YOUR BOND

HOW TO CHOOSE LIFE COVER FOR YOUR BOND

Applying for a home loan is an exciting time in any person’s life. Preoccupied with your new beginnings, the last thing that comes to mind is what will happen in the event of your untimely death. But, while you might not be thinking about it, the financial institution with whom you’re dealing certainly will be. WHY DO I NEED IT? Life cover is the assurance most financial institutio...

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TIPS FOR BUILDING AN ECO-FRIENDLY HOME

TIPS FOR BUILDING AN ECO-FRIENDLY HOME

We’ve come a long way since the days of Asbestos ceilings and long-drop toilets. In the modern building age, we now have recycled rubber roof tiles and water-saving flush mechanisms. Those building a home from scratch today have the opportunity to build an entirely eco-conscious home from the ground up. ENLIST AN ECO-SPECIALIST In general, the whole process of building can be incredibly...

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HOW TO AFFORD A HOME LOAN ON A SINGLE INCOME

HOW TO AFFORD A HOME LOAN ON A SINGLE INCOME

Being on the market is never easy. But, if you stay focused, you won’t be on the market for long – well, at least not when it comes to property. Many believe that owning property on a single income just is not possible. But, the over 40,000 single females and over 35,000 single males who have already purchased property across South Africa in 2018 will beg to differ. While it might b...

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A MODERN APPROACH TO MEETING THE NEIGHBOURS

A MODERN APPROACH TO MEETING THE NEIGHBOURS

There are many reasons why it could be helpful to befriend your neighbour; one of the most important these days is to find out whether the electrical outage was caused by local load shedding or simply by forgetting to pop in your voucher code earlier that evening. But, now more so than ever before, making contact with the people who live next door can be a tricky endeavour. People tend to keep to...

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