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Most Recent Buying Articles

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THE TRANSFER PROCESS

THE TRANSFER PROCESS

Transferring the ownership of a home from the seller to the buyer can be a complicated and misunderstood process as it involves a number of parties, many of who have conflicting interests. However, regardless of each party’s interest, all have to work together and coordinate their efforts to ensure that the documentation arrives at the Deeds Office simultaneously. Understanding the sequen...

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THINGS TO AVOID DURING THE HOME BUYING PROCESS

THINGS TO AVOID DURING THE HOME BUYING PROCESS

While the majority of buyers will require a deposit when applying for a home loan, this is not the only financial consideration that needs to be taken into account. There are several other aspects that prospective buyers need to keep in mind when preparing to purchase a property.  Being prepared and having money set aside for the costs associated with a property purchase is essential. Howe...

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THINGS TO CONSIDER BEFORE BUILDING A HOME

THINGS TO CONSIDER BEFORE BUILDING A HOME

Instead of purchasing an existing property some buyers like the idea of buying a stand and building a home to their specifications. While this can be a very fulfilling experience with many benefits, there are a few things that need consideration before undertaking a project like this. The stand A major factor to consider when wanting to build is the stand itself. Ideally, the stand should be...

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THINGS TO THINK ABOUT WHEN USING MOVERS

THINGS TO THINK ABOUT WHEN USING MOVERS

Be it purchasing or renting a new home; everyone will experience moving at some stage of their lives. Packing up boxes and doing all the heavy lifting yourself can be a physically draining task, not to mention the stress of it all. Deciding to make use of a professional moving service can eliminate a lot of the hassle and make the process much smoother, provided you choose the right company. As...

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TIPS FOR A STRESS-FREE MOVE

TIPS FOR A STRESS-FREE MOVE

It doesn’t matter whether it is across the road or the country, moving from one home to another can be a stressful experience. The fact is that most people will move at least once in their lives, and while it can be a relatively easy process for some, for the others the experience could be enough to scar them for life. So what’s the difference between a smooth moving experience and...

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TIPS ON INVESTING IN YOUR FIRST PROPERTY

TIPS ON INVESTING IN YOUR FIRST PROPERTY

When deciding on investing in property for the first time, there a few key elements that investors should take into consideration, such as whether they are investment-ready and well informed on all the available options. Purchasing a property is a major commitment that should be carefully evaluated regarding your life plans and financial situation both currently and in the future. As a first-ti...

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TIPS FOR PACKING AND MOVING QUICKLY

TIPS FOR PACKING AND MOVING QUICKLY

When it comes to moving, ideally you would want some lead time to be able to prepare and get everything in order. However, due to certain circumstances, time is not always a luxury that some people have. Here are a few tips to help maximise the time you have to move: Create a packing station A lot of time can be wasted by constantly trying to find items around the home, such as the scisso...

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USING A BOND ORIGINATOR

USING A BOND ORIGINATOR

The process of applying for a home loan can be involved and often time-consuming, which is why so many would-be homeowners choose to make use of a bond origination company to assist them. Bond originators have several services that will help buyers navigate the bond application process more efficiently. As experts in their field, a bond originator will be able to assess the buyer’s financ...

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PROS AND CONS OF BUYING A PROPERTY THROUGH A TRUST

PROS AND CONS OF BUYING A PROPERTY THROUGH A TRUST

A trust is a legal entity created by a trust founder that can be used to purchase and own property. Once a trust is created, all assets are placed into the trust by either the trust founder donating the assets to the trust or the trust buying the assets. If the assets are donated to the trust, then a donation tax will need to be paid based on the value of the assets. If the trust purchases the ass...

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WHAT AGENTS DO BEHIND THE SCENES?

WHAT AGENTS DO BEHIND THE SCENES?

On average, for every hour that a real estate agent spends with the homeowner of the property they are selling, they will spend around nine hours out of eyesight working on the seller’s behalf. The reason for this is fairly simple – if they don’t sell the property, they don’t get paid. Most agents work on a commission basis, meaning that they will only receive payment fo...

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CONVEYANCING ATTORNEYS – THEIR ROLE IN A PROPERTY TRANSACTION

CONVEYANCING ATTORNEYS – THEIR ROLE IN A PROPERTY TRANSACTION

The change of ownership of an immovable doesn’t happen when the Offer to Purchase is signed, or even when the purchase price is paid to the seller. Rather, for ownership to change hands, the property needs to go through a registration process at the deeds office, where the home is transferred into the new owner’s name – this process requires the services of conveyancing attorneys...

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WHY IS HOMEOWNER’S INSURANCE SO IMPORTANT?

WHY IS HOMEOWNER’S INSURANCE SO IMPORTANT?

For most, their home will be the largest financial asset they will ever own, which is why homeowner’s insurance is imperative.  In most cases, the bank will take out the homeowner’s insurance on behalf of the new homeowner, and the monthly premium can be debited to the home loan account and paid with the monthly bond repayments. However, if the homeowner would prefer, they can...

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