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HOW A DEPOSIT AFFECTS YOUR HOME LOAN

When buying a home, not only will you need to save for roughly a 10% deposit on the asking price, but you will also need to budget for the various ad hoc expenses that come with purchasing property, including registration fees and transfer duties. With the costs of purchasing a home being as expensive as it is, it is understandable to want to forgo the deposit. Before you do, take a moment to cons...

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DEALING WITH DEFECTS WHEN BUYING A HOME

No matter how thoroughly you may have inspected your dream home, unexpected defects can and often do appear after the offer to purchase has been signed. To help you know how to go about dealing with defects when buying a home, below are a few tips to help you better understand your rights… Understanding the Voetstoots clause Sadly, buyers are not protected by the Consumer Protection Act (CPA...

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6 SIGNS YOU’RE READY TO SELL YOUR HOME

Just as buyers need to do their research before taking on homeownership, those who are considering placing their home on the market also need to spend some time contemplating certain aspects before listing their property. Unless there’s a particular urgency to sell your home, those still on the fence about whether you’re ready to sell your home should read the below for a few tell-tale signs to kn...

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5 THINGS TO AVOID WHEN APPLYING FOR HOME FINANCE

You’ve been browsing for property online, and finally found a house you can call home. Although being prepared and having your deposit ready is essential, other factors come into play that could prolong the process of buying your dream home. By considering these factors and monitoring your spending, you can increase the chances of your bond being approved. Below are 5 things to avoid when applying...

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NEED-TO-KNOWS BEFORE BUILDING YOUR OWN HOME

Buying a plot of land and building your own home from the ground up can be more affordable than purchasing an existing home, but only if you plan every aspect of the build carefully and keep a tight watch over the budget. The key to building your own home is being well prepared before starting the project. Need-to-know #1: Builder selection is crucial One of the first aspects that need to be...

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AN EASY GUIDE FOR DRAFTING YOUR LEASE AGREEMENT

If you’re new to the rental market, it may prove helpful to have a detailed understanding of a rental agreement. Setting this up correctly at the start is crucial to avoid costly legal battles down the line. To assist you with understanding the necessities of a lease agreement below is an easy guide to use when you or your managing agent drafts one: What is a lease agreement? The lease agreeme...

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