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HOW TO AFFORD A HOME ON A SINGLE INCOME

Living on a single income is a challenge that some may decide to undertake to raise a young family. Others, either as a result of sudden unemployment or disease, have no other option but to make ends meet on a single income. No matter whether deliberate or not, there are ways to afford a home on a single income. Below are a few practical financial moves to help you stay afloat: Be realistic abo...

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3 STEPS TO BECOMING A ZERO-WASTE HOUSEHOLD

There are so many reasons you should live a greener lifestyle – if not for the benefit of the environment, then at least for the benefit of your own pocket. According to GreenCape’s Waste Economy: Market Intelligence Report 2017, 65% of the waste (around 38 million tonnes) that South Africa creates is recyclable. That amounts to an estimated R17 billion/year worth of resources that could be redire...

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HOW TO BUY A FIXER-UPPER THAT’S WORTH THE INVESTMENT

One need only watch The Home Channel or scroll across an epic ‘before and after’ video on social media to get excited about the idea of buying a fixer-upper. But, deciding to commit to this kind of project for yourself can be intimidating. How do you know you’re buying a fixer-upper that is worth the investment? If you have your heart set on buying a home to renovate, below are a few factors to he...

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HOW TO BUY A HOME WHEN YOU’RE BROKE

Buying your first home may seem like an impossible achievement when you’re broke. However, there are many opportunities of which you may not be aware that can help you afford your first home. Below are a few tips to help you buy a home when you’re broke: Government subsidies can help you buy You can make use of the variety of available National Housing Subsidy Programmes to help you afford the...

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HOW TO CHOOSE BETWEEN MULTIPLE OFFERS

With interest rates at an all-time low and buyer interest increasing, you might find yourself in the fortunate position of receiving multiple offers on your home. It’s important to remember that while the highest value offer is your ultimate goal, other elements will have an impact on the transaction and should be considered before you make your final decision. Below are three aspects to consider...

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HOW TO DEAL WITH HOA’S WHEN BUYING INTO AN ESTATE

There are many benefits of buying into a sectional title complex, from the additional security to the shared maintenance costs and the greater sense of community. Yet, to enjoy these benefits, you’ll need to abide by the regulations set out by the complex’s body corporate or homeowners association (HOA). Below are a few tips to help you deal with the HOA when buying into an estate: Understand t...

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